Insurance for Landlords

Landlords offer dozens of different types of property rentals. This means that they are exposed to different types of risk which may change the amount and kinds of insurance coverage they require.

Ultimately, the cost of coverage is influenced by several key variables, such as:

• Number of rental units
• Property square footage
• Type of rental (seasonal, student occupied, commercial, etc.)
• Coverage limits
• Owned equipment (lawnmowers, power tools, snow blower, etc.)
• Sprinkler system & fire protection
• Property location
• Past claim history

Speak with one of our licensed insurance agents to get an accurate landlord insurance quote >

Every landlord leases unique properties with varying leasing agreements which means no two coverage requirements are the same. For example, a short-term vacation rental owner might need different insurance policies from a long-term office space landlord.

Many landlords should consider some of these insurance policies:

• General Liability Insurance
• Commercial Property Insurance
• Umbrella Insurance
• Other structure protection (shed, detached garage, barn, etc.)

To understand your business’s requirements, you should work with a knowledgeable insurance agent to identify which of these policies best fits your needs.

Any landlord that leases a building, dwelling, or property should consider common rental insurance coverages.

These examples include:

• Residential rentals
• Short-term vacation rentals
• Office rentals
• Industrial and warehouse rentals
• Storefront and retail space rentals
• Airbnb & VRBO rentals
• Vacation rentals

Since 1983 Winooski Insurance has been helping our clients find commercial insurance that works for them.

Reach out to one of our insurance agents through our request a quote form or visit our contact page for additional ways of getting in contact with us.